West Virginia Medicare
West Virginia Medicare insurance is offered to individuals over the age of 65, those under 65 and disabled, and those who have end stage renal disease. Even though a lot of residents in West Virginia will refer to Medicare Insurance Plans as “West Virginia Medicare” it is really a federal program. Residents of the great state of West Virginia that qualify for Medicare need to know that West Virginia does not provide this coverage.
Throughout this article we will be showing you the supplemental plans that coincide with Medicare. We will break down Medicare Premiums, Medicare Insurance Rates and other factors that you must need to know about Medicare.
West Virginia Medicare Insurance
There are several different plans for individuals on Medicare to consider purchasing to supplement or fill in the gaps of costs that are left for the Medicare beneficiary. The two most common plans are Medigap Plans (Medicare Supplements) and Medicare Advantage Plans (Medicare Part C). These plans are very different but they both have interesting benefits that are beneficial to different people.
West Virginia Medicare Supplements
Medicare Supplements in West Virginia provide coverage that will fill in the gaps of Medicare. In other words, it will pick up deductibles, coinsurance and co-pays that Medicare does not pay. Medicare Supplement premiums usually start right at $100 for for females turning 65 and around $115 for males turning 65 in the state of West Virginia. Continental Life and Omaha Insurance Company are two of the most competitive plans in the state for January 2013.
Remember to choose no less than a B+ rated Medicare Insurance Company when choosing a plan. Medicare Supplements provide great coverage and they cost more than a Medicare Advantage Plan but if you choose a plan that is not a “secure rated plan” by AM BEST RATING SERVICES you may regret your decision.
West Virginia Medicare Advantage
West Virginia has some great Medicare Advantage plans for those who are willing to take more risk or out of pocket sharing. Their premiums are lower, their out of pocket is higher, and their networks are smaller than Original Medicare but if you are looking to save money it could be a great plan for you.
To Get West Virginia Medicare Quotes Click Here! If you would like to speak to a Senior Market Advisor with Medicare Insurance Finders that can help you with your insurance needs call 1-877-759-5760.