2018 Annual Election Period

Beginning October 1st through October 14th, MWG Senior Services prepares for the AEP by uploading the current medication worksheets you submitted and by comparing your current prescription drug plan (PDP) to your PDP for the upcoming year. These plans change every year and that is why we offer to review them annually, free of charge, for our Medicare Supplement and Medicare Advantage clients.

Life Insurance Beneficiary

Today we will let you know of a reason why you should update your life insurance beneficiary if you have life changes such as a divorce. Recently we had a life insurance broker from California in our office who has a voluntary group term life insurance product with Cigna.

Insurance Quotes

There are websites all over the internet that say they offer "Free Insurance Quotes". However, if you have tried to do any comparison you will discover that usually they will provide you an insurance quote but 10 agents will be calling you for over a month trying to sell you one of their plans.

Dental Insurance Rates

If you have retired or nearing retirement you may be wondering what you need to do about purchasing dental insurance. Since Medicare does not cover dental care and odds are you have had dental coverage through your employer you will likely want to compare dental insurance rates with numerous companies in your area.

Pennsylvania Medigap Insurance

Pennsylvania Medicare Supplement Insurance is supplemental insurance that fills in the gaps of Original Medicare. Like most states Pennsylvania follows the standardized Medicare Supplement Plans that were set into place in 1992 and the re-organized in 2010 under the Medicare Modernization Act.

Improper Use of Medicare Funds

According to different reports through NAHU news wire "the Obama administration has made more than $100 million in improper Medicare payments on behalf of prisoners and illegal immigrants between 2009 and 2011, according to the administrations top healthcare cop".

Life Insurance Basics

Today we will cover some life insurance basics or as we would jokingly call it "Life Insurance 101". We hope this helps explain the basics of how life insurance works. If you are interested in a Life Insurance Quote Click Here.

Health Insurance Exchange

The Affordable Care Act is underway with a launch date of the health insurance exchange to be kicked off in October of 2013. This launch date is not when the actual insurance programs will take place but the Open Enrollment period for a January 2014 start date.

Skilled Care Services of Medicare

Over a million Americans each year are denied access to Extended Care (skilled care) services of Medicare, if they were not classified as "admitted" when they go to the hospital. We are well aware of the problem, but clients seldom are. CMS has come down hard on hospitals for "upcoding" to admitted status to receive a higher payment for their services, than they would if they were coded as observational status.

Medicare or Group Health Insurance

When you are still working but approaching the age of 65 and trying to choose Medicare or Group Health Insurance it can be complicated and a little confusing. Each individual's situation is different and needs to be evaluated. It does not take a rocket scientist and by the time you finish this article you can sit down with a calculator and a computer and see what your best options are

Medicare Insurance Plans

It is time to compare Medicare insurance plans! Did you know the average person saves over $500 per year when comparing health insurance plans? Seniors who review rates every three years on their Medicare Supplement Insurance will save between $15,000 - $20,000 over their lifetime. That is a lot of money saved just by reviewing health insurance quotes. Medicare Insurance Quotes Click Here!


Medicare Insurance Plans

Medicare Part F

There are several "Parts" to Medicare but a commonly used term "Medicare Part F" is actually not a Part of Medicare. This term is in reference to a Medigap Plan F, which supplements Medicare and fills in the gaps that Medicare leaves for the beneficiary to pay. The four parts of Medicare are Part A through Part D, each cover a different portion of your healthcare costs.