Medicare Suggestions During the AEP

Get ready for the most unique Medicare suggestions you can implement during the Annual Election Period. These are going to be 3 unique tips that can save you thousands on your 2014 Medicare Insurance plans. Hopefully you are listening now because we are providing great advice that can really help you with your Medicare options!

Tip #1 - Compare Medicare Supplement Rates

The first tip that can save you hundreds a year on average ($500 for individuals and $1,000 for couples) is to compare Medicare Supplement Rates every two or three years! So you are probably thinking how do I compare these plans?

  1. Go to Medicare Insurance Finders and get quotes in less than 2 minutes
  2. Call your insurance agent. The problem here is they may not offer many plans. Alot of agents only have several companies that they offer. You need to be comparing with at least 10 different insurance companies to make sure you have a competitive quote.
  3. Call 1-877-936-2991 and ask to speak with Amber Douglas or Nicole Cunningham. The are licensed agents who can compare rates in 47 states across the country.

Tip #2 - Compare you Medicare Part D Plan (Prescription Drug Plan)

I have seen people save thousands by comparing their Prescription Drug Plans. Normally those on more prescriptions have a greater need to compare because different plans cover prescriptions at different levels. We compared a plan yesterday where there was a $4,000 gap between the most cost effective plan and the least cost effective plan for an individual that came into the office.

An example would be AARP covering ABC drug as a generic prescription, but Humana covers it as a preferred drug. So with AARP you would probably be paying around $5 for the prescription; however, with Humana you would be paying roughly $25 - $30. This is just an example not a real example.

Medicare Suggestions - #3

Get a qualified advisor that can help explain when you should compare Medicare plans. There have been a lot of negative reports over the last few years of advisors who are not really looking out for their Medicare Supplement clients. In my opinion this has made alot of seniors a little nervous about who they can talk with for Medicare Suggestions.

If you don't know who to call please feel free to call us at 1-877-936-2991 for help with your Medicare Insurance Plans!