Lupus & Medicare

Lupus & Medicare

What is Lupus?

An autoimmune disease that causes erosion of joins, skin irritation or even failure of kidney. There are four different types of Lupus.

  1. Systemic: The most common type of Lupus.
  2. Cutaneous: Skin is primarily impacted by this type.
  3. Drug-induced: Chronic use of certain drugs causes this type.
  4. Neonatal: This type causes ring-like red rashes on babies.

Are There Lupus Treatment Options? 

There is currently no cure for Lupus, but treatments are available to help target the disease and help with symptoms. A direct treatment might include prescription medications. Indirect treatments might include dialysis or kidney transplant, depending on the severity. Please click this link if you would like more information on Medicare & Transplants. https://blog.mwgseniorservices.com/blogs/mwgss-blog/medicare-and-transplants

How Does Medicare Help Those With Lupus?

Medicare helps qualified people with their medical care coverage, including those who are disabled and receiving benefits for 24 months. Medicare covers 80% of cost and you are left with the remaining 20%. Medicare has several parts that assist with covering specific areas.

  • Medicare Part A is your hospital coverage for inpatient care.
  • Medicare Part B is your medical coverage for outpatient care.
  • Medicare Part D is your prescription drug coverage. The average individual with lupus will take 8 daily medications. If you already have Medicare Part D, your plan will change next year. Be sure to use the Annual Open Enrollment period to review your options. This last from October 15th - December 7th.

How Can MWG Senior Services Help?

If you would like to talk with an advisor regarding Medicare coverage for Lupus, please give our team a call at (877) 759-5760 or email seniorservices@morganwhite.com.