There are websites all over the internet that say they offer "Free Insurance Quotes". However, if you have tried to do any comparison you will discover that usually they will provide you an insurance quote but 10 agents will be calling you for over a month trying to sell you one of their plans.
Websites that provide insurance quotes
There are three websites that provide actual insurance rates online without having to speak to anyone:
- Medicare Insurance Finders - offers Medicare Supplement Insurance Rates. These quotes are available in 47 states and provide updated rates every month for individuals 65 or older.
- Life Insurance Rates - this website will allow you to compare life insurance rates with over 25 big name insurance companies. Term life insurance rate are pretty easy to compare against other plans because a 20 year term is pretty basic - it covers you for 20 years.
- Dental for Everyone - is a company that offers a lot of dental plans. They promote dental insurance plans in every state with the largest dental insurance companies like Delta Dental, Standard Life, Madison Dental and other carriers that are well known.
We recommend these websites because most of the time people feel conned if they fill out a form online to receive insurance quotes and then they do not receive anything. I can't blame them I would feel cheated as well.
Before we close down this short article, understand that insurance quotes are not an acceptance of coverage. Meaning that because someone gives you a life insurance quote of $30 per month does not mean that they have to accept you into their company. An insurance rate/proposal is nothing more than an offer to do business with no guaranteed acceptance.
If you are not very computer savvy and would like help over the phone with your insurance quotes contact Medicare Insurance Finders at 1-877-759-5760.