Have you ever questioned whether you should call CMS Medicare or Social Security with your Medicare problems? When you first become eligible for Medicare you register with Social Security unless you are already receiving benefits. However, when you have Medicare questions after being enrolled you are supposed to contact the Centers for Medicare and Medicaid Services (CMS). Today we will cover the roles of these organizations and what you should know.
CMS handles the administration of Medicare. This means they handle claims, customer service and Original Medicare. CMS has a handle on Medicare Part C and Medicare Part D but they are not the true administrators of those parts of Medicare since they are run by private insurance companies.
CMS Medicare.gov is a great place to go for Medicare information, updates on the Affordable Care Act being put into place, Part D drug plan look-up Medicare Costs at a Glance, and other things dealing with the basic fundamentals of Medicare. Sometimes it can be a bit confusing for seniors visiting their website and seeing about 5,000 different pages dealing with Medicare Information. That is why Medicare Insurance Finders was created.
Medicare Insurance Finders has the key information that most people need without all the legal mumbo jumbo. It is straight and to the point and is broken down by Medicare, Medicare Supplements, Medicare Advantage, Medicare Enrollment and Eligibility, and other Medicare topics.
There is also a quote engine built into the website that allows seniors to compare medicare supplements and view Medigap quotes in less than 2 minutes with over 20 Medicare Supplement Insurance Companies.
When first enrolling in Medicare you will work with Social Security to get everything setup. Social Security handles the enrollment process in Medicare, not CMS Medicare. They will explain that there is 4 parts but they will usually only help you enroll in Original Medicare (Parts A & B). Social Security can be reached at 1-800-772-1213.
If you are already receiving Social Security benefits at the age of 65 you will be automatically enrolled in Medicare Parts A and B. However, if you have not started receiving your benefits you will need to contact Social Security at the number above to get at least your Medicare Part A started when your turn 65. Most people will wait to start their Medicare Part B until after they retire; however, if you do not have group health insurance or your employer has less than 20 lives you may want to consider enrolling in Medicare Part B.
For more information on Medicare and Supplemental Medicare policies please contact Medicare Insurance Finders at 1-877-759-5760. If you need more help with actual administration of your Medicare please contact CMS Medicare.