California Medigap Insurance

California Medigap Insurance is supplemental insurance that fills in the gaps of Original Medicare. Like most states California follows the standardized Medicare Supplement Plans that were set into place in 1992 and the re-organized in 2010 under the Medicare Modernization Act.

The most popular California Medigap Plan is the Plan F. The reason this plan is so popular is because it covers all the deductibles, coinsurance and co-pays that Medicare leaves for you to pay. All you have to do is pay the premium and everything is taken care of as long as it is medically necessary (cosmetic surgeries not covered).

California Medigap Insurance Plans

Below are the different Medigap (Medicare Supplement) plans offered in the State of California. As you will notice there are 10 plans that have different coverage options. The Plan F, Plan G and the Plan N are the three most common plans sold.

California Medigap Laws

California has several Medigap laws that most states do not have. We will not go into detail on all of them but here are a few that are interesting.

  • Sunshine Law: Individuals have a guaranteed issue time period each year on their birthday.
  • Gender Rates: No gender rates for California Medicare Supplements
  • Guaranteed Issue Rights for loss of Medicaid
  • Collection of Premium: only one month's premium can be submitted with application

There are certain laws here that an agent with little experience could miss. For more information about California Medicare Supplement laws please contact Medicare Insurance Finders (1-877-759-5760).

California Medicare Supplement Rates

To compare Medicare Supplement Insurance rates, the best option is to go to Medicare Insurance Finders and click the Get Rate button. This will allow you to enter some basic information and then you will receive Medicare Supplement Rates from over 20 carriers. Medicare Insurance Finders specializes in helping people compare Medicare Supplement Plans. With over 25 years in the insurance industry we have seen carriers come and go and can help you choose a plan that will keep a low rate.

 

Call Medicare Insurance Finders now for your free Medicare Supplement Quote. 1-877-759-5760.